Not everyone knows that money and savings are always at risk in all these six possible situations

Between the money in the checking account and investments, a saver often has to take some risk until his assets return over time. In order to at least protect it from inflationary wear. Because it is true that minimal risk is run by keeping all your money in free stock in your bank or postal account. But today these do not carry interest and will tend to decline over time.

Moreover, it is not really true that the money in a checking account is always safe. So let’s see, for money, and in general, for investments, what all the risks are to be avoided in these six cases. Some possible and some remotely. From account liquidity of over €100,000 to false investments. Going through the dreaded wealth tax and getting out of the euro. But also pay attention to phishing and the hypothetical bankruptcy of the Italian state.

Not everyone knows that money and savings are always at risk in all these six possible situations

In detail, money and savings are at risk in the event of the bankruptcy (default) of the Italian state. Which in this case can initiate the suspension of the public debt. But it is clearly, as mentioned above, a far-fetched scenario.

Not everyone knows that money and savings are always at risk when they exceed 100,000 euros. When the money is in the checking account. Since €100,000 is the maximum guarantee for the Interbank Deposit Protection Fund. for each account holder.

However, with property tax, funds are at risk as the stock is forcibly withdrawn from the checking account. As it happened in Italy in 1992. While with phishing, cybercriminals can empty the checking account of unfortunate bank customers.

Diversification is always the best weapon to protect your money in the long run

Moreover, like the bankruptcy of the Italian state, money and savings are likely to be at risk in the event of an Italian exit from the euro. But in theory, you can sleep peacefully if you trust current Prime Minister Mario Draghi, when he said, when he was the head of the European Central Bank, that the euro was irreversible.

Finally, money and savings are always at risk in investments, and precisely when they fail. For example, buying shares in a company that then goes bankrupt, without paying attention to the importance of permanent diversification of investments.

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