From the bar to the newsstand, a trip to the city ‘without money’ (with some grumblings) –

From Luca Caglio

From June 30th for all businesses it is mandatory to have a status and accept electronic payment in any amount. For those who refuse digital currency, a fine of 30 euros plus 4% of the rejected transaction. But the banks lowered the fees

The fountains have been turned off and the Pos is turned on at Piazza Gae Aulenti. Beep, transaction done. At The Stage Café, there is suddenly no recurring sound, no electronic payment beeping, and no background to cover comments regarding bank commission. Here, where students and workers are mainly introduced, scrolling has always been the most used mode: Never set a maximum spending limit for the ATM circuit -Explains a staff member while presiding over the outside tables – 85 percent of customers use cards or apps, in fact they’ve had a cashless collection on the day. Zero, not even a coin. A little later, Unicredit announces the electronic station with its own brand on the bulletin board. Position which, on the other hand, is still not loved by the class of taxi drivers. I have, of course, here it is, but I am tired of working on fattening the banks with the wrath of the driver, who meanwhile brings a foreign tourist on the plane, but – put your hands – I finished the list out of paper to print the receipt. From the back, a colleague from the same school of thought: I have three kids, so Pos is OK at workBut abroad there are not all these committees.

What does the new law say?

Field tests, reports and opinions on the afternoon of June 30, not just any day, with merchants and entrepreneurs who woke up to a new law that admits neither ignorance nor excuses: now Obligation to obtain points of sale and accept electronic payment of any amount, under a fine of 30 euros plus four percent of the rejected transactionwhich is higher than the average commission expected by lenders, usually 1.5 percent. It is sufficient for the customer to inform the violating merchantand promoting a measure that would contribute to combating tax evasion. In a bar on Corso Como, a customer buys a bottle of water for one euro and fifty cents and asks the waiter: Can I pay by card? Other gestures: positive. Not far, on viale Monte Grappa, stands Tram, the kingdom of sandwiches but also in Pos, with stations of all kinds, including those for receiving paper-bound food stamps. It was always our policy – Carlos explains while serving two shepherds – and not a fad, The goal has always been to make life easier for the customereven when he wants to pay 20 cents by card or using an app like Satispay.

From the bar to the newsstand, everyone accepts electronic payment

From Naviglio Pavese, testimonial of a boy who had just walked out of the pub with a bottle of water: they asked me if I had money, for the cost of one euro, but I answered no, so I waited three minutes before that after I finished paying, I wanted to leave. However, in another bar, I ordered a coffee, again the same question for criticism, But when I refused, the POS appeared immediately. In short, when shopkeepers seem a little stubborn, but at least now, in the early school days of law, total compliance can reign supreme. There is also no refusal to report at the Duomo newsstand. As in the suburbs, where in Baguio it was possible to buy a lighter and a sandwich without resorting to coins or banknotes. The dissonant note comes from a Washington-area laundromat, where the owner appears to have studied the law the most, which does not provide for penalties if the point of sale has technical or communication problems. I backed the card to pay €28 – says a historical customer of the shop – but at one point the phrase “no connection” came up, with a lot of complaints from ordering because the machine never accepted.

Commission costs

The general reflection on the congruence between cash and electronic money by the local secretary of Confcommercio, Marco Barbieri: In Milan the problem was not in the points of sale, which is also a security tool, but its costs, that is, commissions on small amounts that cut the margins of merchants. We appeal to banks to facilitate small businessesIt’s not just the giants who have more bargaining power for the big ones. For the rest, we are also there to promote this cultural path.

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Jul 1, 2022 (change on Jul 1, 2022 | 07:26)

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